Privacy Policy

FACTS WHAT DOES BETTER DAY LOANS DO WITH YOUR PERSONAL INFORMATION?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also require us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and bank account information
  • Payment history and income
  • Credit score and credit history
How? All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reason Better Day Loans chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information Does Better Day Loans share? Can you limit this sharing?
For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus Yes No
For our marketing purposes – to offer our products and services to you Yes No
For joint marketing with other financial companies No We Do Not Share
For joint marketing with other financial companies No We Do Not Share
For our affiliates’ everyday business purposes – information about your transactions and experiences Yes No
For our affiliates’ everyday business purposes – information about your creditworthiness Yes Yes
For our affiliates to market to you Yes Yes
For nonaffiliates to market to you Yes Yes
To limit our sharing

Please note:

If you are a new customer, we can begin sharing your information 30 days from the date you sent this notice. When you are no longer our customer, we continue to share your information as described in this notice.

However, you can contact us at any time to limit our sharing.

Questions? Call 1-866-258-0165 or go to betterdayloans.com.
Who we are
Who is providing this notice? Better Day Loans is providing this privacy policy and it applies to all loans made by the company and all products and services offered in connection with such loans.
What we do
How does Better Day Loans protect my personal information To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Better Day Loans collect my personal information? We collect your personal information, for example, when you

  • Apply for a loan
  • Give us your income information
  • Tell us where to send the money
  • Provide account information
  • Provide employment information

We also collect your personal information from others, such as credit bureaus, affiliates or other companies.

Why can’t I limit all sharing? You have the right to limit only

  • sharing for affiliates’ everyday business purposes – information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you
What happens when I limit sharing for an account I hold jointly with someone else? Your choices will apply to everyone on your account.
Definitions
Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies.

Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies.
Joint marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
We verify applicant and credit information through national databases including, but not limited to, Clarity, Factor Trust, and Microbilt.

**One of our customer service representatives will help you complete the loan process prior to funding the loan which will include verification of your information. ACH transfers must be completed by 8:00pm EST for next business day funding.

Better Day Loans is a Native American owned business operated by Kashia Band of Pomo Indians of the Stewarts Point Rancheria, a sovereign nation located in the United States. Better Day Loans abides by all applicable federal laws and regulations and tribal law as established by the Kashia Band of Pomo Indians of the Stewarts Point Rancheria.

Please note: This is an expensive form of borrowing. Better Day Loans installment loans are designed to assist you in meeting your short-term borrowing needs and are not intended to be a long term financial solution. Examples of emergency reasons why these loans might be used include unexpected emergencies, car repair bills, medical care, or essential travel expenses.

Credit products obtained through this website are not available to residents of all states and state availability may change from time to time without notice. Currently, residents of Arkansas, Colorado, Connecticut, Georgia, Minnesota, New York, New Mexico, North Carolina, Pennsylvania, South Dakota, Utah, Vermont, Virginia, West Virginia are not eligible to receive a loan through this website.

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